Americans are under increasing financial pressure, and the stress is beginning to show across multiple fronts. For well over a year now, inflation has ravaged Americans’ wallets. Despite October’s slightly lower Consumer Price Index (CPI) rate of 7.7 percent versus 8.2 percent in September, “base effects”—i.e., the fact that inflation was already raging at 6.2…
25 Ways to Improve Your Financial Situation in 1 Hour
Money is a complex topic, with thousands of books, websites, and podcasts dedicated to covering some aspect of the subject. It can also evoke a strong emotional response. Feelings of embarrassment, shame, frustration, anger, and more can keep people from addressing their financial situation. One solution is to carve up financial strategies into small, simple…
Best Ways to Buy Pharmaceuticals
On average, one Epipen (an auto-injectable device) costs $775. Even the generic version will run you about $455. This is just a snapshot of what prescription drugs cost. Pharmaceuticals make up a big chunk of the average American’s health care costs, so finding the best ways to purchase them can be critical. But besides the…
Build Your Quality of Life by Investing in Your Lifestyle
Money is tight for many individuals and businesses right now, with inflation at historic highs and pressures on the economy coming from several directions at once, from the lingering effects of the pandemic to shipping hangups and the Ukraine war. In spite of the challenges, there’s good news: it’s possible to make your money and…
Retirement: A Lump-Sum Payout Might Make Sense
By Sandra Block From Kiplinger’s Personal Finance Many employers that provide defined-benefit pensions offer employees the ability to take their pension as a lump sum instead of an annuity. Employers like this option because it gets the pension liability off their books, and some retirees prefer the flexibility a lump sum provides. If you’re considering…
Choosing a Medicare Supplement Insurance Plan
By Elliot Raphaelson From Tribune Content Agency Question: Can you expand on the difference between the various Medigap plans and which options are no longer available? Answer: An excellent source of information on Medigap alternatives is “Medicare & You 2023,” the official U.S. Medicare handbook. The publication is free, and it is mailed to each…
Remodeling Your Home? Get Everything in Writing
By Katherine Reynolds Lewis From Kiplinger’s Personal Finance A successful home renovation begins with a contract. When you and a contractor agree to terms in writing, there’s less chance of disputes and greater likelihood that the work will be done within the price and time frame you expect. “A contract is about managing expectations,” says…
4 Ways to Limit Your Holiday Debt
There’s a magical feeling in the air this time of year, but that magic costs money. Every year, the pressure looms large to spend more to create perfect holidays. This high-cost season can leave you with debt that sticks around. According to NerdWallet’s 2022 Holiday Shopping Report, 31 percent of 2021 U.S. holiday shoppers who…
Girl Scouts Boost Financial Education Programming
By Steve Rosen From Tribune Content Agency Girl Scouts: It’s not just about cookie season and selling boxes of Thin Mints, Lemon-Ups, and Caramel deLites. Girl Scouts is also about learning money management skills, entrepreneurship, and other financial concepts. And that focus on stimulating the financial mind-set and enlightening scouts about the importance of being…
Steer Clear of Fee-Based Scholarship Websites
By Steve Rosen From Tribune Content Agency When it comes to college scholarship online search sites, there are many to choose from—perhaps too many. A Google search using the words “college scholarship sites” turned up dozens of candidates. But having so many choices can be all the more confusing to students looking for scholarships, grants,…
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