Affluence is not measured by your annual income. Affluence is determined by how many of your resources you manage not to spend — the amount of income you keep. The idea that you should live below your means is obvious, isn’t it? It’s not like this is the first time you’ve ever heard of the…
Investing Inheritance: Creating a Cycle of Wealth
Securing your financial security is a colossal task. People are prioritizing the safety of their funds as inflation rises and federal interest rates seem to fluctuate daily. It’s a to-do that doesn’t only affect yourself—it also influences future generations. Creating a cycle of wealth that seeps into your whole family can start—or continue—with your financial…
Subsidized vs. Unsubsidized Student Loans: Which One Is Better? Here’s What You Need to Know.
By Entrepreneur Staff A college education in the United States might be expensive, but it’s still accessible to many American students thanks to federal student loans. The only problem: It can be tough to know which student loans to choose from, mainly subsidized vs. unsubsidized student loans. If you’re unsure what to borrow or the…
Tax Refund: Not a Good Thing
A friend of mine is the comptroller of a small corporation. As such, she is required to handle all aspects of that company’s finances including payroll. She takes the opportunity to figure and tweak the withholding from her own paycheck to reach her goal of neither owing taxes nor being due a refund on April…
How to Make Holiday Returns With Buy Now, Pay Later
Shoppers who used “buy now pay later” to help finance gifts this holiday season may soon encounter an unwelcome surprise: Returns can be more challenging than when buying from the store with cash or a credit card. Returns and disputes are a common concern among buy now, pay later users, according to a September 2022…
Best Colleges for Retirees
Typically, retirement is a time when you can kick back and relax. And, there’s nothing wrong with that. You’ve paid your dues, after all. However, learning new skills can help you keep your mind sharp. Did you also know that in the United States, many institutions offer senior citizens free college courses? Taking advantage of…
Which Are the Cheapest Home Electric Heaters?
As winter approaches and energy prices are still high, the need for an energy-efficient heater becomes more urgent. Many different kinds of heaters are available on the market, but finding one that offers the cheapest electric heat is more difficult. In a recent article, the Department of Energy reported that it expects the cost of…
Millennial Money: Is Meal Kit Delivery Still Worth the Cost?
Meal kit subscriptions boomed in popularity in 2020, when more people were staying home and cooking than going out to eat during the beginning of the COVID-19 pandemic. Companies like HelloFresh, Blue Apron and EveryPlate catered to customers looking for healthy meals with more variety, made with pre-portioned ingredients shipped to their door. But now…
Millennial Money: Prepping to Buy a Home or Invest in 2023?
December 23, 2022
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It has been quite the year. In 2022, we’ve lived through high inflation, stock market lows, housing market frenzies and ongoing Federal Reserve rate hikes. Although we don’t have a crystal ball to predict what will happen to the economy next year, we could use this year’s events as a guide: Things may continue to…
6 Ways Developing Good Habits Can Significantly Improve Your Productivity
By Srikar Karra The correlation between habits and productivity is a strong one. Habits are the small, consistent actions that we take on a daily basis, and they can have a big impact on our ability to be productive and successful. By understanding the role that habits play in productivity, and by developing and implementing…
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