Today’s selections from my virtual mailbag come from mothers who on the one hand are facing completely different dilemmas, but on the other are exactly alike in that they want the very best for their children. Dear Mary: My biggest budget busters are enrichment activities for our four children. I want to spark their joy…
9 Lessons to Learn From Being in the Entrepreneurial Trenches
By Kyle Hermans Once upon a time, my wife Jenna and I and our three kids under ten moved from San Francisco to Los Angeles, had another baby, and bought our first house together. This , we thought, is the perfect time to quit our jobs and start a business! [eyeroll] The idea of our…
Tips for 1st-Time Budgeters: Take Control of Your Money in 2023
So you’ve made a resolution to take control of your money this year—that’s amazing. A huge part of building new habits in any area of your life is just deciding you’re going to do it, so you’ve already gotten a big step out of the way. I know getting your finances in order can feel…
How Do Auto Rebates Work?
You’re usually on the hunt for a good deal when heading out to purchase a new car. And even if you know what you want, saving money is at the top of the list. Manufacturers often offer rebates on new vehicles. But exactly what are these, and how do they work? Do they really save…
Workplace Trends You Need to Know for 2023
By Dr. Samantha Madhosingh The New Year always brings a fresh perspective to our lives and work. And as with any fresh start, savvy leaders are identifying strategies to increase productivity, keep their workforce engaged and help take their business to the next level. A nuanced look at gender equality, closer-knit workforces and unique ways…
Can a Married Couple Qualify for First-Time Home Benefits Twice?
Purchasing a home is probably the biggest expenditure you’ll ever have. So, of course, trying to save money is a goal many buyers have. That’s why qualifying for first-time home benefits is so important. But what if you’ve taken advantage of this program in the past? Is there a way to take advantage of it…
8 Essential Real Estate Questions to Ask Potential Franchisors
By Roxanne Klein There are many reasons why entrepreneurs may want to buy a franchise. Making a brand successful is a tremendous amount of work in today’s world. Competition for consumer dollars is fierce. It can be challenging to elevate a brand and achieve profits. These profits will stem from a well-thought-out and strategic business…
10 Ways to Improve Your Future Financial State
A 2022 study found that by September of that year, 63 percent of Americans lived paycheck to paycheck. Many of these people don’t think about how their spending habits will impact their future financial state. It’s easy to get so caught up in your daily wants and needs that you lose sight of your future…
6 Ways to Make Extra Money in Retirement
More than 1 in 4 retirees say they’re spending more than they can afford, according to an October 2022 survey by the Employee Benefit Research Institute. With inflation at 7.1 percent in November, it’s not surprising that savings aren’t going as far as they used to. But there are ways to bring in extra income without…
5 Ways to Build Your Credit Score in 2023
You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may not have considered: building your credit score. A better credit score can expand your access to…
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