By Emma Patch From Kiplinger’s Personal Finance Scarlett Cochran, author of “It’s Not About the Money: A Proven Path to Building Wealth and Living the Rich Life You Deserve,” offers sage financial advice. Question: If it’s not all about the money, then what’s it all about? Answer: Money evolved as a tool to help us…
Should You Choose a Zero Percent APR Loan on a New Vehicle?
January 6, 2023
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Borrowing money for nothing sounds like a good deal. Zero percent financing on a new vehicle allows you to borrow money without paying interest or bank fees. But is this a good deal, or is there a catch? What are the advantages and disadvantages? Zero Percent APR Car Loan Usually, when you take out a…
Money Mistakes Many People Make Before Refinancing Their Home
January 5, 2023
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Just as deciding when to take advantage of 4th and goal, refinancing a home has many opportunities and pitfalls. The reason you might consider a refinance is that you want to pay less interest. Or, if you need to put some money towards another expense, you can take some money out of your house. It’s…
When Parents Develop Attitudes of Entitlement
In my book, “Raising Financially Confident Kids (Revell, 2012),” I devoted an entire section on ugly attitudes of entitlement. It’s a common malady among children these days. The more children have, the more they want, and the more they feel entitled to have it. Ugly attitudes of entitlement in childhood often show up as mountains…
What Is Revenue? Here’s Everything You Need to Know and How to Calculate It
By Entrepreneur Staff Businesses are primarily successful based on how much money they make or their revenue. But while anyone can roughly grasp revenue, what it means and why it’s essential, revenue as a business figure is a little more complex, especially when you compare it to other metrics like income. Below is a breakdown…
The Savings Game: How to Avoid a Medicare Premium Hike
By Elliot Raphaelson From Tribune Content Agency Many people are surprised when they find that the cost of their monthly Medicare premium has increased because of an increase in their Modified Adjusted Gross Income (MAGI). The increase in cost can be significant. For example, in 2022 if your MAGI on a joint return in 2020…
How to Change Your Money Mindset in 2023, According to This Couple Who Paid Off More Than $100,000 in Debt
January 3, 2023
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By Amanda Breen It was 2017, the year before they got married, when Ali and Josh Lupo took a serious look at their finances—and realized they owed more than $100,000 in student loans. Despite working long, hard hours in human services, the couple was still living paycheck-to-paycheck, unsure how they’d afford a wedding or pay…
Millennial Money: Up the Odds of Meeting Money Goals in 2023
With a new year ahead and the holiday fanfare behind, this is a great time to set money goals, especially if you recently spent a lot on gifts and travel and want to get your finances in shape. Right now, you may be highly motivated to solve every single one of your money issues in…
Money Lessons From Marshall
With the first anniversary of The Marshall Fire* on our minds, it’s a good time to reevaluate our own individual readiness for the unexpected. Are you ready? Could you find your documents and your kids and be out of your home on short notice? Or if you were sequestered in your home for an extended…
How to Prepare for Your Next Emergency
When a power outage knocked out electricity to a multistate region in 2003, Gabriella Barthlow, a financial coach in the Detroit area, was prepared. She had enough money on hand to buy food for herself and her two young children, plus put gas in her car in case they needed to leave home. “I was…
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