A number of years ago, I met Kathryn and Galen. They’d won a contest sponsored by Woman’s Day magazine. The prize? A money makeover and financial coaching with … me! From our first meeting, we became fast friends. Not only were they drowning in debt but Galen was also dealing with a protracted season of…
10 Hacks to Increase Your Credit Score Fast
Your credit score impacts everything from getting a favorable interest rate on a credit card to buying a home, paying for insurance, and more. If your current credit score is less than ideal, here are ten hacks to increase your credit score fast. 1. Dispute Errors on Your Credit Report Because of your credit report’s…
Parents, Know Your Legal Responsibilities on Your Kids’ Credit Card Debt
January 15, 2023
admin
Brightbudgetingcosigningcredit cardCredit CardsdebtDebt Managementlegally responsiblepersonal finance
0 Comment
By Steve Rosen From Tribune Content Agency Your teen had a great time using his credit card on holiday shopping sprees, so much so that he spent to the max and now can’t pay the tab that is due. This is a reality check right to the wallet for mom and dad. That’s because the…
Eight Ways to Prevent Online Identity Theft
Living a private online life isn’t always easy, but it is necessary. Unfortunately, with data breaches and online tracking, your private financial and personal information are in jeopardy. But there are ways to protect your online identity. Most methods are not difficult. The number-one way to secure your privacy is to be vigilant. Here are…
Degree Holder Concerned About Lack of Professional Experience
By Kathleen Furore From Tribune Content Agency Dear Readers: I recently spoke with someone who just earned an associate’s degree in a creative field and is concerned because she doesn’t have any professional work experience to highlight on her resume. How can someone with an associate’s degree in a field like graphic design, floral design,…
30 Household Expenses You Can Cut
Owning a home is a great goal to have. However, once you have ownership—there are some easy-to-miss expenses that you no longer want to afford. These are fees that may be costing you more than you think. Here are 30 household expenses you can cut. 1) Cable or Satellite TV Subscriptions The whole world is…
21 Minute Habits That Can Boost Your Productivity by 100%
As the name suggests, micro habits require minimal motivation and effort to accomplish. Eventually, this little habit will build on top of itself into something bigger and better for you and your goals. It’s like when you start running. You may only be able to make it half a mile. But, eventually, you’ll be cruising…
Save Money With a Mortgage Rate Buydown
January 13, 2023
admin
BrightbudgetingBuydownDebt Managementinterest rateinvestingmonthly paymentmortgagepersonal financereal estate
0 Comment
A mortgage is usually the most significant monthly expenditure that people have. The 28 percent rule is that a mortgage makes up about 28 percent of a monthly income. That makes keeping that monthly payment down a priority. There is a way to temporarily lower a monthly mortgage. A mortgage rate buydown can help. But…
Slash Food Costs and Give Yourself a Raise
Could you use an extra $1,200? That’s exactly what you’ll have in a year if you can find a way to whack just $25 from your food bill each week. But there’s not one single way to reduce food costs. The key is to use a combination of strategies. Eat The Sales Build your grocery…
Millennial Money: 5 Tactics to Pay Buy Now, Pay Later Debt
Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut. If you’re not financially prepared to pay up, late fees or other charges can bury you deeper in debt. Circumstances can change over a matter of weeks through financial setbacks like unemployment, an…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`