Category: budgeting

8 Fun and Fulfilling Ways to Retire by Age 50

By Oliwia Szczekot It’s never too late to start saving for early retirement, but the sooner you start saving and investing your money, the more time it will have to grow. If you want to retire by age 50, you need to be willing to work hard and be creative. You must take risks, manage…


Spending: Need Affordable Dental Care? Try Going Abroad

By Emma Patch From Kiplinger’s Personal Finance Looking for dental care they can afford, many Americans travel abroad. In fact, dental care is the number one driver for American medical tourism, accounting for more than two-thirds of medical travel, says Josef Woodman, CEO of Patients Beyond Borders, a medical tourism consulting agency. So where do…


These Are the 10 Fastest-Growing Jobs in the US, and Many Pay More Than $100,000 a Year

By Oliwia Szczekot Although tech layoffs abound, some industries are hiring—big time. The United States is on track to add 8.4 million new jobs by 2031, with nearly one-third of those jobs in healthcare or social assistance, according to a recent release from the U.S. Bureau of Labor Statistics. What’s more, a Monster poll found…


What Does President Biden’s New Student Loan Repayment Plan Involve?

College graduates hope that a new student loan repayment plan recently proposed by President Joe Biden will be passed. The plan, proposed on Jan. 10, 2023, will bring considerable relief for many graduates by reducing their payments and possibly offering some form of debt forgiveness after so many years of payments. The new proposal was…


HSA vs. FSA: What Are the Key Differences?

By Entrepreneur Staff When researching the best healthcare plan for you, thoroughly exploring your options is vital. Throughout your search, you may come across HSAs and FSAs. For more information on what they are, their pros and cons and the key differences between the two, check out the information below. What Is an HSA? A…


Reaching the US Debt Ceiling Could Affect Social Security Benefits

On Jan. 19, 2023, the U.S. government again reached its debt ceiling. Congress sets the limit, and once reached, no more debt can be incurred without paying on the national debt. Disagreements have left Congress trying to figure out how to proceed. Many are afraid that it will affect Social Security and Medicare payments. In…


4 Trends All Small Business Owners Should Be Aware of in 2023

By Oliwia Szczekot The beginning of a new year often comes with a laundry list of goals and to-dos, which can quickly become overwhelming if you try to tackle too much, too fast. I’ve always approached resolutions by setting short and long-term goals spanning the entirety of the year—after all, we have 12 months to…


Airbnb for Profit: What You Need to Do

If you have a large house, empty apartment, or additional properties, you might be a candidate to host an Airbnb. However, to do it right and make a profit, it will take an investment of time. But what kind of investment does it take? And can you make a profit renting out your place? Know…


Using Home Equity Credit? What Not to Do

A home equity line of credit (HELOC) uses your home’s equity to finance a variable interest-rate loan. You wouldn’t have the money upfront like you would a conventional loan. Instead, you draw against your line of credit. With a HELOC, your home is your collateral. There are times a HELOC is a worthwhile mechanism. But…


7 Fun Places to Work Away from Home

Working from home is an amazing lifestyle improvement over going into the office every day, but sometimes the office can be quite isolating. A recent Twitter conversation got me thinking about some fun places to work outside of the home when you don’t have a company office as an option. Here are some fun places…