Tag: budget

Millennial Money: Don’t Let Money ‘Rules’ Get You Down

Put 20 percent down when buying a home. Don’t spend more than 30 percent of your income on housing costs. Keep child care expenses below 10 percent of your annual household income. These money rules of thumb can be useful guardrails, helping you allocate spending and determine what’s affordable. They can also be incredibly defeating…


Alberta to Use $13.2B Budget Windfall to Pay Down Debt, Put Cash in Piggy Bank

Alberta’s finance minister says the government is going to use this year’s projected windfall budget surplus to pay down debt and put some cash in its piggy bank. Jason Nixon says the plan is to make a $13.4-billion repayment on the provincial debt and add almost $3 billion to the Heritage Savings Trust Fund. “We…


Tips to Take the Sting out of 50% Higher Car Rental Prices

When making your travel budget, don’t assume that lodging and airfare will be your biggest expense. Now, more than ever, rental cars are shaping up to be one of the biggest—and stubbornly high—aspects of people’s vacation budgets. While airfare and lodging prices are certainly near all-time highs, rental cars are among the biggest price increases…


5 Ways to Feel Richer (Even If You’re Not)

In some ways, feeling “rich” is less about how many zeroes you have in your bank account and more about knowing how to use them to get what you want out of life. For author and certified financial planner Tom Corley, feeling rich comes from having an Irish pub-style structure in his backyard in New…


Simple Money Fixes You Can Do in 30-minutes or Less

Whether you’re looking to pay off your student loans, save for a down payment on a car, or catch-up on retirement, the only way you’ll reach these goals is by improving your finances with a few simple money fixes. Despite the misconception, though, you don’t have to turn your life upside down. In fact, you…


Parliamentary Budget Officer Says Canada’s Debt Level Is Sustainable Over Long Term

The parliamentary budget officer says Canada’s current fiscal policy is sustainable over the long term. The PBO’s latest fiscal sustainability report finds that Canada’s overall debt level is projected to decline steadily over time. At the federal level, the report says, the government could permanently increase spending or reduce taxes by 1.8 percent of GDP…


12 Expenses Successful People Don’t Waste Time or Money on

By Charlene Oldham People have struck it rich by launching social media startups, inspiring wildly successful crowdfunding campaigns, and writing wizard-themed best-selling books. But most successful people have far more boring backstories of accumulating wealth through savvy spending and smart saving strategies. Aside from the occasional indulgence, most financially successful people keep a close eye on…


45 Ways to Live the Big Life on a Small Budget

By Stefanie O’Connell From Gobankingrates.com Living on a small budget doesn’t mean you have to give up the good life. There are ways to eat well, travel and dress like a million bucks without having to drop a whole bunch of cash. Make Money With Your Bank Accounts Everyone needs somewhere to put their money, but there…


Money Crunch: What If You Can’t ‘Out-Budget’ Inflation?

Inflation is a nightmare for the many Americans who already stretch their dollars to cover basic needs. What happens when those dollars lose value? Their choice is probably not about whether to cut streaming services or opt for store-brand groceries. Instead, they may have to pick between buying enough food and paying rent. The families…


Orange County OKs $8.8 Billion Budget

SANTA ANA, Calif.—Orange County supervisors approved an $8.8 billion budget June 28, adding 178 new positions, and increases in homeless and mental health services, among other programs. The new fiscal year budget will begin in July and represent an almost 7 percent—or $1 billion—increase in spending. County Supervisor Don Wagner, vice board chair, thanked staff for…