Category: Medigap

Choosing a Medicare Supplement Insurance Plan

By Elliot Raphaelson From Tribune Content Agency Question: Can you expand on the difference between the various Medigap plans and which options are no longer available? Answer: An excellent source of information on Medigap alternatives is “Medicare & You 2023,” the official U.S. Medicare handbook. The publication is free, and it is mailed to each…


How to Change Medicare Plans, and Why You Might Want To

Medicare open enrollment starts soon, but 7 in 10 Medicare beneficiaries say they don’t compare Medicare plans during this period, according to a 2021 analysis by KFF, a health policy nonprofit. That’s not great, since Medicare Advantage plans—which operate much like the private insurance you may have had through an employer—change from year to year….


The Savings Game: Advice on Medicare Options, and Other Reader Questions

By Elliot Raphaelson Q: I am considering several options regarding Medicare Advantage plans and Medigap plans. How can I receive unbiased advice? A: One source you can consider is using the services of a State Health Insurance Assistance Program (SHIP) volunteer. Each state has a SHIP chapter and can provide a volunteer, at no cost,…


Medicare Made Clear—What You Need To Know Before You Sign Up

When you reach 65, you will probably need to sign up for Medicare. This government-sponsored health care program is available to U.S. citizens eligible for Social Security. Before you rush to sign-up, there are some things you need to know about Medicare that may affect your choices. What Are You Signing Up for? Medicare Part…