Category: insurance

California Faces Policy Desert as Insurance Companies Halt New Coverage: Expert

July 22, 2023
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“Believe it or not, California has some of the lowest rates in the United States out of any state, because of … rate suppression,” said Chris Hebard, president of Hebard Insurance Solutions, a Northern California-based agency that offers home, auto, farm, and other net worth insurance for both personal and business use, on a recent…

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Biden Admin’s Plea to Employers as 3.8 Million Americans Set to Lose Medicaid

July 21, 2023
Biden adminExecutive BranchinsuranceMedicaidPoliticsUS
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The Biden administration wrote to companies on Thursday requesting they keep their employees insured as millions transition to Medicaid coverage. During the COVID-19 pandemic, Medicaid coverage terminations were paused until March 31, 2023. Now, state Medicaid agencies are returning to regular operations, renewing coverage for eligible individuals and terminating it for those who no longer…

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Medicare Options for Those Working Past 65

July 20, 2023
BrightIEPinsuranceMedicarepersonal financePolicies & Impactsprivate insuranceretirementSocial SecurityUSWealth Management
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Many baby boomers are not slowing down. In 2021, 25.8 percent of adults 65 and older worked. That compares to 30.5 percent of teenagers holding a job. Many seniors postpone Social Security when working, but what about Medicare? The regulations say you must sign up for Medicare when you turn 65. But is this always…

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What You Need to Know About Landslide Insurance

July 18, 2023
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The fires and rains in California created the perfect scenario for mudslides and landslides. But mudslides and landslides can occur in all 50 states. They are specifically prominent on the western coastline, the Rocky Mountains, and the Appalachian Mountains. If a mudslide or landslide destroys your home, how do you recover? Does your homeowner’s insurance…

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Protecting Assets From a Nursing Home

July 14, 2023
assetsBrightEstateinsuranceMedicaidMedicarenursing homepersonal financeretirementUSWealth Management
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Most people work their entire adult lives saving for retirement. Between stocks, annuities, and savings, they think they’re covered. Then a catastrophic illness or accident happens, and they’re forced to enter long-term care. And the average cost of a semi-private room is $9,167 per month. This can wipe out a savings quickly. Although this scenario…

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LIVE NOW: House Housing and Insurance Subcommittee’s Hearing on How ESG Mislead Insurance and Housing Industries

July 14, 2023
congressEducation & Family NewsEpochTVEpochTV LiveESGExecutive BranchHousing IndustryinsuranceLive VideosPolicies & ImpactsPoliticsthe House Financial Service CommitteeUSUS NewsVideo
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The House Financial Service Committee Housing and Insurance Subcommittee holds a hearing on “How Mandates Like ESG Distort Markets and Drive Up Costs for Insurance and Housing” at 9:00 a.m. ET on July 14. Witnesses Jerry Theodorou, Director of the Finance, Insurance and Trade Policy Program, R Street Institute Alicia Huey, Chairman, National Association of Home Builders…

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House Housing and Insurance Subcommittee’s Hearing on How ESG Mislead Insurance and Housing Industries

July 14, 2023
congressEducation & Family NewsEpochTVEpochTV LiveESGExecutive BranchHousing IndustryinsuranceLive VideosPolicies & ImpactsPoliticsthe House Financial Service CommitteeUSUS NewsVideo
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The House Financial Service Committee Housing and Insurance Subcommittee holds a hearing on “How Mandates Like ESG Distort Markets and Drive Up Costs for Insurance and Housing” at 9:00 a.m. ET on July 14. Witnesses Jerry Theodorou, Director of the Finance, Insurance and Trade Policy Program, R Street Institute Alicia Huey, Chairman, National Association of Home Builders…

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Major Insurance Firm Limits New Homeowners Insurance in California Amid Wildfires

July 11, 2023
Business & MarketsCaliforniaCompaniesinsurancepersonal financeRegional & State NewsState NewsUSUS Newswildfires
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Yet another major national insurance provider will no longer be selling insurance policies to new homeowners in the state of California amid rising costs and increasing risks of wildfires, leaving property owners and renters with limited options. Farmers Insurance, the state’s second-largest homeowners carrier, placed a cap on the number of new homeowners policies starting on July…

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What Are the Two Types of Prescription Drug Cards?

July 8, 2023
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More than 66 percent of all adults in the United States use prescription drugs. And with or without health insurance, prescription drugs can be high-priced. Adults spend nearly $73 billion on prescription drugs. It equates to 16 percent of total health costs. Any help you can receive in prescription drug discounts is welcome. Two forms…

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Is Pet Insurance Worth the Cost?

July 7, 2023
accident-only policyBrightbudgetingillness policyinsurancepersonal financepet insuranceWealth Management
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Pets are big in America. Sixty-six percent of U.S. households own a pet. Many of these pet owners look at their pup or kitty as one of the family. While loving a pet is priceless, their medical bills aren’t. That’s why pet insurance is increasing in popularity. Pet insurance was an unknown product for years….

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